As of 2025, opening a BRAC Bank account online from home using your mobile is a simple and convenient process. Here’s an easy step-by-step guide:
Account Online From Home Using Mobile 2025:
Steps to Open a BRAC Bank Account Online (2025)
1. Download the BRAC Bank App
Search for "BRAC Bank Mobile Banking" and download the official app.
2. Start the Account Opening Process
Open the app and select "Open New Account".
Choose the type of account you want (e.g., Savings, Current, or Student Account).
3. Complete the Online Application
Fill in your personal details:
Full Name
Date of Birth
Mobile Number (must be registered with NID)
Email Address
NID/Passport Number
Enter your Tax Identification Number (TIN) (if applicable).
4. Upload Required Documents
Scanned NID/Passport (front & back)
Recent Passport-Sized Photo
Signature (digital or scanned)
Proof of Income (if required for certain accounts)
5. Video KYC (Know Your Customer)
You’ll need to complete a video call verification with a BRAC Bank representative.
Ensure good lighting and a stable internet connection.
Answer simple questions to confirm your identity.
6. Initial Deposit
Some accounts require an initial deposit (e.g., BDT 1,000 for Savings).
You can deposit via:
bKash/Nagad (if linked)
Card/Internet Banking (if transferring from another bank)
7. Account Approval & Activation
Once verified, you’ll receive an SMS/email with your account number.
Your Debit Card will be delivered to your address within 3-5 working days.
8. Start Using Your Account
Log in to the BRAC Bank Mobile App with your credentials.
Access internet banking, make transactions, and manage your account.
Benefits of Opening Online (2025)
✅ No Branch Visit Required (100% digital)
✅ Quick Processing (Account opens in 24-48 hours)
✅ Debit Card Home Delivery
✅ Easy Fund Transfer & Bill Payments
BRAC Bank account opening documents:
To open a BRAC Bank account in Bangladesh, you will need to provide the following documents based on the type of account (individual, joint, corporate, etc.):
1. Individual/Single Account:
Valid National ID (NID) / Passport / Driver’s License (for foreigners)
Recent Passport-Sized Photograph (2 copies)
Proof of Address (Utility Bill, Bank Statement, or Rental Agreement if address differs from NID)
Tax Identification Number (TIN) (if applicable)
Employee ID Card/Introduction Letter (for salaried individuals, if required)
2. Joint Account:
NID/Passport of all account holders
Passport-Sized Photos of all applicants
Proof of Address (if different from NID)
Joint Account Declaration Form (provided by the bank)
3. Corporate/Business Account:
Trade License (updated)
Memorandum & Articles of Association (for companies)
Company Resolution for account opening
TIN Certificate
VAT Registration Certificate (if applicable)
NID/Passport of Directors & Signatories
Board Resolution (authorizing account opening)
Partnership Deed (for partnership firms)
4. Student Account:
Student ID Card
NID/Passport/Birth Certificate (if under 18)
Guardian’s NID & Photo (for minors)
5. NGO/Club/Society Account:
Registration Certificate
By-Laws/Constitution
Resolution from Governing Body
NID of Authorized Persons
Additional Notes:
Non-Resident Bangladeshis (NRBs) may need additional documents like passport, visa, and overseas address proof.
KYC (Know Your Customer) compliance is mandatory.
